Tag of my blog

生活 (242) 投资 (130) 理财 (96) 认识自己 (72) 心情记载 (67) REIT (62) 目标 (51) 事业 (42) 出国打工的日子,新加坡 (39) 心灵成长 (31) life (30) 股市 (30) 阅读分享 (29) information (28) 投机 (25) 股票 (24) 遇到的人 (24) 退休 (23) 太阳能 (22) 第一次 (22) Travel (20) 旅行 (18) investment (17) AMFIRST (16) job (15) internet (14) 基金 (14) 梦想 (14) QCAPITA (13) 健康 (13) Quill Capita (12) 财务自由 (12) facebook (11) 生病 (11) 被动收入 (11) 银行 (11) public mutual (10) 兴趣 (10) 產業 (10) 网络点子 (10) 贷款 (10) 迷你退休,生活 (10) STAREIT (9) D40 (8) SUNREIT (8) Taiwan (8) 生意 (8) 舒适区 (8) Career (7) 压力 (7) 房产 (7) 瘦身 (7) 突发性 (7) 身心灵 (7) 迷你退休 (7) 8share (6) Hektar (6) UOAREIT (6) attitude (6) invesment (6) meaningfull (6) unit trust (6) 宿雾,Cebu (6) 心想事成 (6) ALAQAR (5) EPF (5) IT (5) Joke (5) Koh Samui (5) blogging (5) finance management (5) photo (5) 产业 (5) 工作 (5) 沙发客 (5) 累 ,生活,理财 (5) Bank (4) Event (4) Loan (4) cycling (4) extra income (4) information security (4) margin (4) penang (4) slim (4) 体验,压力 (4) 投资,被动收入 (4) 游戏 (4) (4) 苏梅岛 (4) 运动 (4) 骗局 (4) BSDREIT (3) Healthy (3) IPO (3) Pavililion REIT (3) Vitrox (3) fun (3) income tax (3) property (3) 中文打字 (3) 人生 (3) 喉咙发炎 (3) 捐血 (3) 曼谷 (3) 槟城 (3) 機票 (3) 痛风 (3) 租房 (3) 经济 (3) 驱脚车 (3) Batu Kawan (2) Cypark (2) FYI (2) MIcrosoft (2) Mudajaya (2) PRS (2) PRSEC (2) TWREIT (2) Target (2) change (2) coupon (2) earn money (2) island (2) offers (2) paramount (2) singapore (2) sport (2) tax (2) 人生无常 (2) 大选 (2) 太极拳 , 生活 (2) (2) 泰国 (2) 目标,脚,生活 (2) 论坛 (2) BT (1) Bangkok (1) Cari (1) Commodities (1) DLADY (1) FB (1) Marketing (1) Money Game (1) OSK (1) Oslon (1) PCSF (1) PFES (1) PIEF (1) PNREF (1) SG REIT (1) Symlife (1) Travel. Japan (1) UOB (1) UTC (1) Weida (1) WorkAway (1) YTL REIT (1) YTLREIT (1) book (1) diet (1) e-filling (1) exercise (1) family (1) hovid (1) office lot (1) psf (1) second bridge (1) sgx (1) sharepoint (1) vss (1) whaleshark (1) widget (1) 《李财有方》 (1) 信心 (1) 信用卡 (1) 假期 (1) 債券 (1) 回家 (1) 大众基金 (1) 失业 (1) 奥运 (1) 好运 (1) 巴厘卡萨岛 (1) 幸运 (1) 微软 (1) 心情 (1) 性格 (1) 感冒 (1) 投资 ,新加坡股 (1) 投资,CMMT (1) 拍照 (1) 摆乌龙 (1) 机票 (1) 梦想 , Marketing (1) 瀑布, (1) 熊市 (1) 生活,理财,体验 (1) (1) 股票行 (1) 蘇米龍島, (1) 资本获利 (1) 通风 (1) 食物 (1) 骑脚车 (1) 高血压 (1)

12.11.09

KWSP Scam- Don't do monthly withdrawal for your house installments(查证此事件为谣言)

Shocking!!!
Remember during Budget 2008 announcement last yr, our Finance Minister cum PM) announced that in order to assist KWSP members to reduce the burden in housing loan repayment, KWSP will allow monthly withdrawal from members' A/C II for the purpose?
Sounds like a nice goodies!

When you apply for the monthly withdrawal, you only need to provide KWSP yr housing loan & installment details from yr bank and the bank a/c # you like KWSP  to bank the monthly withdrawal into it. KWSP will approve yr application based on the available amt in yr A/C II and compute the withdrawal period by dividing the approved amt with the monthly installment amt.

Application process takes about a month and you will receive the monthly payout promptly into yr bank a/c!

Well everything appear to be nice and good. It was indeed a noble plan until you take to close look at yr KWSP Statement!

This is how the so-called KWSP SCAM works.......

Assuming you have RM100,000 in yr A/C II and yr housing loan's monthly installment is RM2000/mth.
KWSP will approve yr application of withdrawal from yr A/C II of RM100,000 and pay you  Rm2000/mth for the next 50mths.

Everything appears to be in order BUT.......
What KWSP didn't highlight to you is that when the application was approved, the TOTAL AMT (RM100,000) is removed from A/C II! It appears to be transferred to an unknown a/c to effect the monthly payment from therein.

The impact to the member are as follows :-
1. You just lost RM100,000 from yr A/C II. Assuming the KWSP Dividend is 5%, you will lose  RM4,000 in dividend during the 1st year. Based on the above example you will lose  RM10,000 over the 50 mths period!

2. There is no statement to account for the amt approved vs. amt paid, hence you would need  to keep the monthly payment voucher to reconcile against the approved  amt over the 50mths period to ensure there is no missing amt!

Assuming there are 100,000 members who innocently fell prey to this SCAM, based  on the above example, KWSP would have cheated the members of 100,000 X RM10,000 = RM1,000,000,000 (that's RM1 BILLION) over the period!


Furthermore, if you discovered this SCAM early and intend to stop the plan, KWSP would not  allow any cancellation of the plan until at least 1 year. That would mean, once the application is approved, based on the above example, you would have lost RM4,000.

100,000 members would have lost 100,000 X RM4,000 = RM400,000,000(RM400 MILLION)  in One Year!!!

If you're a victim of this KWSP SCAM, would suggest you call yr MP to raise it up in Parliament!

For others who have not fallen into this SCAM, pls continue to watch out and alert yr family & friends about this.

HOW COULD THE GOVERNMENT ALLOW ITS AGENCY TASKED WITH  SAFEGUARIDNG ITS CITIZEN'S  HARD EARNED MONEY TO CHEAT ITS MEMBERS IN  THIS MANNER???


Not sure how true is this , becuase i not take the money out from account 2 for house.... anyone have did it? is it really all the amount of money take out one time?  

任何被转去 (ABPP) Ansuran Bulanan Pinjaman Perumahan 户口的钱还是可以享有年息地

以下为KWSP的公告
http://www.kwsp.gov.my/index.php?hdl=bin&rp=900

若想知道更多详情请通过以下的网址联络KWSP

联络电话:
http://www.kwsp.gov.my/index.php ... pfoffice&ac=344

相关网页
http://www.kwsp.gov.my/index.php ... rawtype&ac=2287

如有其他网友或朋友问起此事件,请各位告之真伪以减少谣言。 谢谢 

2 comments:

  1. 对,希腊是自己去玩的 ;)

    ReplyDelete
  2. 查证此事件为谣言,
    任何被转去 (ABPP) Ansuran Bulanan Pinjaman Perumahan 户口的钱还是可以享有年息地

    以下为KWSP的公告
    http://www.kwsp.gov.my/index.php?hdl=bin&rp=900

    若想知道更多详情请通过以下的网址联络KWSP

    联络电话:
    http://www.kwsp.gov.my/index.php ... pfoffice&ac=344

    相关网页
    http://www.kwsp.gov.my/index.php ... rawtype&ac=2287

    如有其他网友或朋友问起此事件,请各位告之真伪以减少谣言。 谢谢

    ReplyDelete

Popular Posts

KLSE TALK - 歪歪理财记事本

Walkers 简单投资 轻松理财

知足常乐-水星投资理财的基本意念

財務自由與學佛

散兵入市馆 KLSE Stock Analysis

H@rryの涂鸦笔记本

口木投资理财笔记-步上幸福投资理财的道路

音乐瀑布

第一天投资理财日记

股息 現金流 被動收入 理財的心路歷程

Ali Invest

乡下佬的成功学

快乐财女俱乐部:你是一个美女、才女还不够,想要做新一代独立自主的女性,你还得是一个"财女"

十面埋伏

大头的自言自语

雨文之投资.分享

老老实实投资

乌龟种股术:别人笑我太疯癫 我笑他人看不穿

Malaysia REIT產托

阿Boon生活笔记本 Boon's Life Diary

I DID IT MY WAY

Greed One Investment 贪之投资

地球人抱抱---外星來的祕密基地 :: 痞客邦 PIXNET ::

在singapore的365天

褪墨

Mr. 6 - 趨勢.創業.網路.生活

分享

拥有梦想只是一种智力,实现梦想才是一种能力
演自己,等于毁了自己;做自己,成长为自己。
-去体验当问题发生时你感受到的那种恐惧和痛苦,并且去观照其中及背后的实相