PIEF performance chart from 17/7/09 to 16/10/09
Below is the PIEF performance chart from 17/7/09 to 16/10/09 the date we have invested. Total return since 17/7/09 we have invested is 9.02% , let me share with you how we can get this figure. this 9% is from the net invested money , net investor money mean is the amount after deducted from the 3% initial service charge. let me show how is the calculation for my investment: Total amount from EPF : RM4300 3% charge : RM125.24 NET amount invested = 4300 - 3% initial service charge = RM4174.6 Current amount : RM4551.20 Earning = RM4551.2 - RM4174.6 = RM376.6 Total return = earning / net amount invested x100 = 376.6/4174.6 x100 = 9.02% So the 9.02% is not from the amount you invested : RM4300 x 9.02% = RM387.86 ( Wrong) --> Normal investor miss understand here :)