NSP

8个月了,还是慢慢的走着这条路…这可是一条很漫长的路呀, 分分钟可变成我的正业呀. 目标是十年后,靠这个Passive Income 来让我能半退休的呀...别开玩笑呀..哈哈 到目前为此已经有: Above 十三个顾客了 > 今年尾将会above 20 个 Above 120K 的 EPF Sales 了 RM20 Passive income per month :D 在未来的8-10年里,我有信心他们的$$$会增长一倍以上..哈哈..那我的被动收入也会跟随增长一倍. 好了好了,须加油找多一点人来投资因为这几年是经济的另一个起跑点!! 你好我也好!! 如你还没申请你的EPF account 1的钱来投资,现在可以考虑考虑了…当然要我帮你办理是欢迎呀!! 哈哈..当然不找我, 我也是鼓励你申请的!!

(吉隆坡5日讯）公积金局宣布，在截至2009年12月31日的财政年度派息5.65％，比2008年付给的4.5%利息增加了115基本点。 这是公积金局在取得高达196亿3000万令吉的净收益后宣布的派息率。公积金在2008年的净收益是145亿6000万令吉，2009年提高了34.82%。 公积金局主席丹斯里三苏丁今天发表声明说：“2009年对公积金局来说是一个重要的年度，因为它成功摆脱环球财经危机。尽管继续面对经济环境欠佳的挑战，公积金局年内的表现不俗。” 秉持审慎的作风，公积金把72.53％的总投资额用以赚取定期收入， 27.05%用在股票交易 ，剩余的投资在货币市场和产业领域。 截至2009年12月31日，公积金的投资组合业务有了8.55%的成长，从2008年的3420亿1000万令吉，增至3712亿6000万令吉。 提到今年的展望，三苏丁说：“2010年的展望，有赖于国家和世界的经济表现。” 很好很好, 有5.65%的利息!  有注意到吗? 27.05%用在股票交易 ? 如果用多一点的投资额的话那不就赚更多? 当然公积金局不能太过风险因为这些钱包过那些将要退休的人士呀!! 养老金咯!! 当然不可太过风险呀!! 但是对那些年轻人来讲,那就有点保守了. 年轻人可以承受比较高风险让我们的养老金多点呀!!!所以公积金局开放给我们申请Account 1 的钱来投资在信托基金．当然要找对的信托基金公司呀！ 哈哈．．以下是广告时间：  (如有兴趣了解多一点，可以联络我： sin_peow@yahoo.com ) How Much You Can Invest In EPF Approved Unit Trust Fund? Ever wonders how much you could withdraw from your EPF account 1 for investment? Here’s a simple calculator for EPF withdrawal. Still do not understand? Lets take my example here: eg: If you are age 26, then in your EPF account 1 should have total ba...

EPF Withdrawal Estimator  what is this? This is the calculator for us to calculate how much we can apply from our EPF account 1 and invest to unit trust. Q: 请问如何用EPF来买 信托基金 呢？可以用多少%? A: 联系你的基金代理，代理会帮你处理所有的手续。至于能拿出多少或是否能拿出，必须看你的account 1的数额和你的年龄。建议你和代理谈谈，就可以知道可以拿出多少来投资。

Shocking!!! Remember during Budget 2008 announcement last yr, our Finance Minister cum PM) announced that in order to assist KWSP members to reduce the burden in housing loan repayment , KWSP will allow monthly withdrawal from members' A/C II for the purpose? Sounds like a nice goodies! When you apply for the monthly withdrawal, you only need to provide KWSP yr housing loan & installment details from yr bank and the bank a/c # you like KWSP  to bank the monthly withdrawal into it. KWSP will approve yr application based on the available amt in yr A/C II and compute the ...

Below is the PIEF performance chart from 17/7/09 to 16/10/09 the date we have invested. Total return since 17/7/09 we have invested is 9.02% , let me share with you how we can get this figure. this 9% is from the net invested money , net investor money mean is the amount after deducted from the 3% initial service charge. let me show how is the calculation for my investment: Total amount from EPF : RM4300 3% charge : RM125.24 NET amount invested = 4300 - 3% initial service charge = RM4174.6 Current amount : RM4551.20 Earning = RM4551.2 - RM4174.6 = RM376.6 Total return = earning / net amount invested x100 = 376.6/4174.6 x100 = 9.02% So the 9.02% is not from the amount you invested : RM4300 x 9.02% = RM387.86 ( Wrong) --> Normal investor miss understand here :)