公积金局派息5.65％
(吉隆坡5日讯）公积金局宣布，在截至2009年12月31日的财政年度派息5.65％，比2008年付给的4.5%利息增加了115基本点。
这是公积金局在取得高达196亿3000万令吉的净收益后宣布的派息率。公积金在2008年的净收益是145亿6000万令吉，2009年提高了34.82%。
公积金局主席丹斯里三苏丁今天发表声明说：“2009年对公积金局来说是一个重要的年度，因为它成功摆脱环球财经危机。尽管继续面对经济环境欠佳的挑战，公积金局年内的表现不俗。”
秉持审慎的作风，公积金把72.53％的总投资额用以赚取定期收入，27.05%用在股票交易，剩余的投资在货币市场和产业领域。
截至2009年12月31日，公积金的投资组合业务有了8.55%的成长，从2008年的3420亿1000万令吉，增至3712亿6000万令吉。
提到今年的展望，三苏丁说：“2010年的展望，有赖于国家和世界的经济表现。”
很好很好, 有5.65%的利息! 有注意到吗? 27.05%用在股票交易 ? 如果用多一点的投资额的话那不就赚更多? 当然公积金局不能太过风险因为这些钱包过那些将要退休的人士呀!! 养老金咯!! 当然不可太过风险呀!!
但是对那些年轻人来讲,那就有点保守了. 年轻人可以承受比较高风险让我们的养老金多点呀!!!所以公积金局开放给我们申请Account 1 的钱来投资在信托基金．当然要找对的信托基金公司呀！
哈哈．．以下是广告时间： (如有兴趣了解多一点，可以联络我： sin_peow@yahoo.com )
How Much You Can Invest In EPF Approved Unit Trust Fund?
Ever wonders how much you could withdraw from your EPF account 1 for investment? Here’s a simple calculator for EPF withdrawal.
Still do not understand? Lets take my example here:
eg: If you are age 26, then in your EPF account 1 should have total balance of RM16,000, then minus RM11,000(simpanan asas), and you get RM5,000, right? After that, RM5,000×20%=RM1,000(min investment for unit trust is 1k).
Why Invest In Public Mutual Fund?
EPF only provide you with a return of 4-6%, and what is our inflation rate? Based on my calculation, the actual inflation rate should be more than 4%. So, EPF just preserve your value of money against inflation, you gain nothing at the end of the day. Let say, last year you have your coffee at RM 1.00, this year you have it at RM 1.10, is 10% up!!! Look at your petrol cost, 5%, fool or not?
No need worry, just trust me!!! EPF investment into unit trust will yield positive results in long term
这是公积金局在取得高达196亿3000万令吉的净收益后宣布的派息率。公积金在2008年的净收益是145亿6000万令吉，2009年提高了34.82%。
公积金局主席丹斯里三苏丁今天发表声明说：“2009年对公积金局来说是一个重要的年度，因为它成功摆脱环球财经危机。尽管继续面对经济环境欠佳的挑战，公积金局年内的表现不俗。”
秉持审慎的作风，公积金把72.53％的总投资额用以赚取定期收入，27.05%用在股票交易，剩余的投资在货币市场和产业领域。
截至2009年12月31日，公积金的投资组合业务有了8.55%的成长，从2008年的3420亿1000万令吉，增至3712亿6000万令吉。
提到今年的展望，三苏丁说：“2010年的展望，有赖于国家和世界的经济表现。”
很好很好, 有5.65%的利息! 有注意到吗? 27.05%用在股票交易 ? 如果用多一点的投资额的话那不就赚更多? 当然公积金局不能太过风险因为这些钱包过那些将要退休的人士呀!! 养老金咯!! 当然不可太过风险呀!!
但是对那些年轻人来讲,那就有点保守了. 年轻人可以承受比较高风险让我们的养老金多点呀!!!所以公积金局开放给我们申请Account 1 的钱来投资在信托基金．当然要找对的信托基金公司呀！
哈哈．．以下是广告时间： (如有兴趣了解多一点，可以联络我： sin_peow@yahoo.com )
How Much You Can Invest In EPF Approved Unit Trust Fund?
Ever wonders how much you could withdraw from your EPF account 1 for investment? Here’s a simple calculator for EPF withdrawal.
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Still do not understand? Lets take my example here:
eg: If you are age 26, then in your EPF account 1 should have total balance of RM16,000, then minus RM11,000(simpanan asas), and you get RM5,000, right? After that, RM5,000×20%=RM1,000(min investment for unit trust is 1k).
Why Invest In Public Mutual Fund?
EPF only provide you with a return of 4-6%, and what is our inflation rate? Based on my calculation, the actual inflation rate should be more than 4%. So, EPF just preserve your value of money against inflation, you gain nothing at the end of the day. Let say, last year you have your coffee at RM 1.00, this year you have it at RM 1.10, is 10% up!!! Look at your petrol cost, 5%, fool or not?
No need worry, just trust me!!! EPF investment into unit trust will yield positive results in long term
如何正确地使用KWSP投资信托基金 --> 你可看这文章, 有更多的Information
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